"Why don't you buy a house?"
That's how I remember it starting. Since I've moved to the Big City, I've been a non stop renter, usually only moving when extenuating circumstances encouraged it - rent went up too high, income went down too low, etc.
For the last 3 years I had shared a rental house with a good friend. Most of the pro's and con's in that situation would be the same items on 2 different lists. I simply was too lazy to change the status quo, both in real time physical effort required to move from one place to another, and in the emotional strength needed to broach the subject with my roommate and then start looking.
Then MyFella upped the ante. "I'll go in half with you." "I'll get you moved."
So one night sitting on the couch we logged onto a website and started looking at houses. We submitted information on line to some mortgage companies. We had an inbound call from a realtor referred by the mortgage company (I would do that part differently.)
Most of the houses MyFella would find on line and send me the address. I would take a drive by on the way to work and if it looked OK, I would go from there. Many houses passed the drive by test. Not many passed further than that. And quite a few we lost just due to timing.
"I would rather buy a house with you and drive home to our home every weekend, than for you to keep giving rent away for years." It made sense. Well, to me, it made sense if someone was in it with me. I had no interest in being the only person responsible for a house.
So from my recollection, that's how it came to be that we wound up homeowners.
Monday, December 21, 2015
Standing In The Driveway
"I like it."
That's what I remember saying. MyFella and I had been on the hunt for a house for a couple of months, when he suggested I go by this address. On my drive by in the morning, I was surprised - for the price and the appearance that the house was in a neighborhood that looked so nice. The realtor got me in that afternoon. There were a few things against it - mainly that it could have used maybe another foot of space in every direction, and perhaps just a bit more bathroom. But the things in it's favor were a house that seemed to be in very good condition, with hardwood floors and an updated kitchen. There is a detached workshop/garage combo that is very spacious and set into the back of the yard in line with the driveway.
We had, I had, the realtor had, all seen so very many houses and ruled most of them out very quickly. One house I loved so much but knew would be a mistake due to it's advanced age and lack of deep care.
Looking at it, I couldn't tell you why it felt right. It is a very standard 1950's era ranch style house. Brick outside, one floor, three bedrooms and 1 bath. Maybe that's exactly why I liked it. I seem to be drawn to vintage pieces, and perhaps this is just a great big vintage piece.
The realtor said, "If this isn't what you want, then I don't know how to help you. You'll have to tell me exactly why." We hadn't been thrilled with her, we should have politely parted ways a month earlier. But I understood what she was saying. Aside from lacking a bit of a second or half bath, it seemed to be what we wanted.
MyFella took my word on the call that afternoon. He said, "We've always had just one bathroom and you're there 5 days a week by yourself. Make an offer."
By the time he saw the house, all the offers had been done, all the frustrating what-if's and oh-no's had been completed. By the time he saw the house, we were a couple of grand into inspections and earnest money that would have been thrown away if he hadn't liked it. For that reason, I'm not always sure that he does like it. But I think he loves what it represents to us, and how it affects our relationship. I think that, like myself, he loves that it's just us and the bank, our little old island of space in this big ocean of a city.
There's plenty of room for Jamie, both to have his own bedroom and to enjoy being here with us. We have a nice sized back patio perfect for a meal or Coca-Cola, and we have the shop. My junk seems to still fill the shop, but I've promised to get it in order, and he keeps pretending to believe my promise.
Well into our 40's and 50's, we are home owners for the very first time.
That's what I remember saying. MyFella and I had been on the hunt for a house for a couple of months, when he suggested I go by this address. On my drive by in the morning, I was surprised - for the price and the appearance that the house was in a neighborhood that looked so nice. The realtor got me in that afternoon. There were a few things against it - mainly that it could have used maybe another foot of space in every direction, and perhaps just a bit more bathroom. But the things in it's favor were a house that seemed to be in very good condition, with hardwood floors and an updated kitchen. There is a detached workshop/garage combo that is very spacious and set into the back of the yard in line with the driveway.
We had, I had, the realtor had, all seen so very many houses and ruled most of them out very quickly. One house I loved so much but knew would be a mistake due to it's advanced age and lack of deep care.
Looking at it, I couldn't tell you why it felt right. It is a very standard 1950's era ranch style house. Brick outside, one floor, three bedrooms and 1 bath. Maybe that's exactly why I liked it. I seem to be drawn to vintage pieces, and perhaps this is just a great big vintage piece.
The realtor said, "If this isn't what you want, then I don't know how to help you. You'll have to tell me exactly why." We hadn't been thrilled with her, we should have politely parted ways a month earlier. But I understood what she was saying. Aside from lacking a bit of a second or half bath, it seemed to be what we wanted.
MyFella took my word on the call that afternoon. He said, "We've always had just one bathroom and you're there 5 days a week by yourself. Make an offer."
By the time he saw the house, all the offers had been done, all the frustrating what-if's and oh-no's had been completed. By the time he saw the house, we were a couple of grand into inspections and earnest money that would have been thrown away if he hadn't liked it. For that reason, I'm not always sure that he does like it. But I think he loves what it represents to us, and how it affects our relationship. I think that, like myself, he loves that it's just us and the bank, our little old island of space in this big ocean of a city.
There's plenty of room for Jamie, both to have his own bedroom and to enjoy being here with us. We have a nice sized back patio perfect for a meal or Coca-Cola, and we have the shop. My junk seems to still fill the shop, but I've promised to get it in order, and he keeps pretending to believe my promise.
Well into our 40's and 50's, we are home owners for the very first time.
Tuesday, December 15, 2015
The Newest Tombstone
I had some time before the funeral on Saturday, so I went over to the part of town where the 3 old cemeteries are (the “new” one is on the far side of town, because it’s a small town) – the public one that dates back to the Civil War, the Catholic one and the Jewish one.
The Catholic and Jewish cemeteries are sort of land locked, small – you can see the whole of either of them from their respective front gates. The Catholics have since purchased a section in the “new” public one across town and had it reserved as a Catholic area. The Jewish community, like so many other things that were once vibrant in my hometown, has gone. The synagogue was transferred to the state heritage department and can be rented for public events and the cemetery has an endowment fund and a caretaker. These cemeteries are in a row, and when you pass them you head into a rural area that becomes a national state park with a gravel road.
The cemeteries are just barely minutes from the church where I would attend a funeral, and I had time so I walked around for a little bit. Many stones dated back to the 1800’s, and some would say the European birthplaces of the deceased. Some of the family names rang familiar, not from me growing up but from my job in the big city. It’s not hard to imagine that sons and daughters made it 80 miles up the road. Commerce, mercantile, and opportunity have pulled people out of my hometown probably since the beginning.
I’m not a photographer. But I like to visit cemeteries and I usually wish I had invested in a notepad and charcoal but I’ve never actually purchased charcoal or that thin paper you need to do a grave rubbing. I'm walking, I'm walking, I'm snapping pictures.
I’m walking, I’m walking. I realize there’s something that looks like a tombstone, but it’s metal and hides a water spigot. Neat idea, functional for lawn care. I’m walking, I’m walking. I notice a tree that is down that fell on some old markers and I take a picture to remind myself to find out who the groundskeeper is – I’m walking, I’m walking.
I walk up on a stone and recognize the last name. They’re from a farming community on the far side of the county. I realize the man is a father to a friend of mine. I had lost touch with my friend some years back - I knew him to be very ill. For a while he lived outside of Nashville, and once I asked MyFella to take a huge detour on a road trip so I could visit him. I found him after a while in a nursing home, it was an awkward visit because he couldn’t really talk. But anyway, there was his dad.
And a second later, there was my friend. He died 3 years ago. I didn’t know it. It makes sense that in 1947 when he was born, his family probably came over from that side of the county to worship, but it never occurred to me that he might be there. I didn't expect to walk up on his name, his grave.
If I were a painter, I would try to paint the picture. Within a short walk is a levee holding back the Mississippi River. The sky was grey and overcast. An uncomfortable breeze was blowing – not a gentle wind. The grass has all died. It is a dreary morning.
In this very old cemetery, my friend has the newest tombstone.
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